Recent research throws up the shocking news that only a third of women save for their retirement .
Women tend to have longer lives than their male counterparts. Yet what are we doing to ensure that we have enough in terms of finances for retirement.
We tend to spend our disposable income on our children rather than save for our retirement.
State pensions offer women a better deal. The number of years they pay National Insurance to get a state pension will fall from 39 to 30 from 2010.
Still this does not get away from the fact that not enough women take responsibility for saving for their retirement and they need to do something to reverse that trend.
Men, on the other hand, are tuned in to pension saving. Men are also more likely to have company pensions .
The majority of financial advisers recommend that working women ought to look at their employer's pension as their first port of call.
It is of course also advisable to invest in ISAs as well.
